Mansha Ramtohul Daby
Quatre Bornes
Overview
18
18
years of professional experience
Work History
PRIVATE BANKER
AFRASIA BANK LIMITED
05.2023 - Current
Private Banker
WARWYCK PRIVATE BANK LTD
08.2015 - 05.2023
- Company Overview: Founded in 2014, Warwyck Private Bank Ltd (WPBL) is the first and currently only exclusive bank operating in Mauritius. The Bank offers high-end services to its clientele, inclusive of wealth management and advisory Services.
- Responsible for relationship management and growth of long-term profitable customer relationships.
- Manage and develop a portfolio of High Net Worth and Ultra High Net Worth clients encompassing the entire financial situation.
- Specialized services include investment strategy and financial planning advice, portfolio management, customized financing options, retirement planning, and passing wealth on to future generations.
- Founded in 2014, Warwyck Private Bank Ltd (WPBL) is the first and currently only exclusive bank operating in Mauritius. The Bank offers high-end services to its clientele, inclusive of wealth management and advisory Services.
- Providing Investment solutions: bespoke products to suit investment profile optimising risk/return ratios.
- Alternative investments: working with financial advisors to diversify in real assets with low-correlated returns provided by top quality managers.
- Wealth planning and finance solutions: help clients organise and protect legacy providing the best options at both personal and corporate levels.
- Multi-family office: collaborate with the banks desk in Switzerland to provide clients with tailor-made interdisciplinary services namely consolidated reporting, analysis and performance measurement of investment portfolios held in different banks, implementation of a global investment strategy, next-generation succession planning and family governance.
- Developed sales plan for each relationship to provide an array of services: Private Banking and Wealth Cash Management, Advisory services, Credit and other investment banking products.
- Acted as key contact for a portfolio of intermediaries and manage a portfolio of clients with international operations requiring structured financing facilities.
- Expanded referral network through contact with various business partners and external intermediaries.
- Increased profitability through relationship building, cross selling and referral development.
- Management of Financial Crime and Money Laundering Risk of Client
Relationship Manager Business Banking
BANQUE DES MASCAREIGNES
09.2011 - 07.2015
- Company Overview: Groupe Banque Populaire Caisse Epargne (BPCE) is the second-largest banking institution with headquarters in France. It covers retail customers, professionals, corporates, investors and local government bodies in countries of presence. With Natixis, it also runs global asset management, corporate & investment banking and payments business lines.
- Manage all aspects, including the inherent credit and operational risks, of a portfolio of Business Banking customers.
- Build and nurture long term relationships with demanding SME customers and provide tailor made solutions to them.
- Achieve commercial objectives within an increasingly competitive Banking environment while respecting local regulatory framework as well as Internal Credit and Compliance Policy.
- Groupe Banque Populaire Caisse Epargne (BPCE) is the second-largest banking institution with headquarters in France. It covers retail customers, professionals, corporates, investors and local government bodies in countries of presence. With Natixis, it also runs global asset management, corporate & investment banking and payments business lines.
- Manage and enhance an existing commercial portfolio of Business Banking clients and solicit acceptable new relationships in order to meet the pre-set financial non-financial objectives.
- Establish new borrowing relationships for Business Banking (SMEs), preparing the required credit and financial analysis as per the bank policies and procedures to enhance the bank's market share.
- Monitor portfolio performance against objectives and adjusting strategic plans accordingly to ensure portfolio growth.
- Conduct financial analysis of financial statements and prepare credit application and post sanction monitoring through periodic account review/ renewal.
- Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable level.
- Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.
- Continually expand referral network through contact with various business partners.
- Interact with internal stakeholders to ensure clients' requirements being addressed in a timely manner.
Transactional Sales Officer
STANDARD BANK (MAURITIUS) LIMITED
02.2009 - 09.2011
- Handling a Portfolio of local and cross border clients and provide Cash Management and Transactional banking Solutions.
- Establish key partnerships with Business Managers within Bank Portfolio covering GBL, local corporate, government and parastatal bodies.
- Responsible for identifying, analyzing, and selling cash management products and services to established and potential commercial customers.
- Work closely with the product implementation team in order to strengthen the Banks proposition.
- Interact with Corporate Relationship managers to generate new business and support them in delivering for their customers in terms of Cash Management solutions, Internet banking, trade and Investor Services.
- Contribute to the Bank's deposit growth strategies and goals; generates additional revenue from the sale of cash management products and services.
- Formed part of the Implementation team for the launching of Internet banking Services in Mauritius.
Finance Officer
THE HONG KONG AND SHANGHAI BANKING CORPORATION
07.2007 - 02.2009
- Responsible for the preparation of weekly, monthly and Quarterly regulatory reporting returns for submission to the Bank of Mauritius.
- Maintenance of General ledger accounts and accrued interest.
- Preparation of control certificates to submit to Head office in Hong Kong.
- BASEL 2 Reporting.
Education
MSc - Financial Economics
University of Mauritius
01.2010
BSc (Hons) - Business Economics with Information Systems
University of Mauritius
01.2007
GCSE O Level - Cambridge A Level HSC
Queen Elizabeth College
01.2003
Skills
- Microsoft Packages
- Presentation
- Communication
- Relationship Selling Skills
- Credit Negotiation Skills
- Anti-Money Laundering
Personal Information
- Date of Birth: 07/30/84
- Marital Status: Married
Timeline
PRIVATE BANKER
AFRASIA BANK LIMITED
05.2023 - Current
Private Banker
WARWYCK PRIVATE BANK LTD
08.2015 - 05.2023
Relationship Manager Business Banking
BANQUE DES MASCAREIGNES
09.2011 - 07.2015
Transactional Sales Officer
STANDARD BANK (MAURITIUS) LIMITED
02.2009 - 09.2011
Finance Officer
THE HONG KONG AND SHANGHAI BANKING CORPORATION
07.2007 - 02.2009
MSc - Financial Economics
University of Mauritius
BSc (Hons) - Business Economics with Information Systems
University of Mauritius
GCSE O Level - Cambridge A Level HSC
Queen Elizabeth College
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